From the world's most respected business publication comes the definitive guide to the new, ever-changing landscape of personal finance. The Wall Street Journal Guide to the New Rules of Personal Finance is an essential tool for anyone looking for sound financial advice in a world where everything you thought you knew about saving, managing risk, and constructing a portfolio has been turned upside-down. In the aftermath of the most severe economic downturn since the Great Depression, The Wall Street Journal Guide to the New Rules of Personal Finance is the navigator every investor needs to thrive in a still uncertain financial climate. This essential guide delivers a practical, post-crisis playbook for rebuilding your wealth: Retirement Planning: Learn why your 401(k) is only the beginning and discover strategies for IRAs, insurance, and annuities to secure your future. True Diversification: Move beyond a stock-centered portfolio by learning how to invest in commodities, overseas markets, and other asset classes for real-world protection. A New Approach to Real Estate: Understand the most important new rule-your house should be a home, not an ATM-and make smarter decisions about